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 There are a lot of properties throughout the state of Florida. They are all at the risk of flooding. But, even if your home is not situated in a high risk area, it can be difficult to ignore the damage. Flood creates distress across thousands of homeowners all over the state. The particularly chilling part is the climate experts declare that it may get a lot worse. Most experts agree that human influence on climate may make the extremes more frequent.
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 Car crashes in the United States have a considerable impact on our society and economy each year. Aside from leading to higher costs for car insurance, they also remove 2.5% from our GDP or gross domestic product every year. Car crashes also have a deeper impact on individual people because collisions can cause the loss of lives and severe injuries. However most of these accidents, collisions, and crashes are preventable in some way or another.
 Will you be experiencing any life changes this year? Good ones we hope...
While you prepare and get excited for these changes, don’t forget that a conversation with your insurance agent should also be a part of your preparation and transition as well. Here are 9 examples of life changes that warrant a conversation with your agent to make sure you're adequately covered.  Depending on your needs, your homeowners’ insurance policies can differ from others. Insurance companies can provide you varied options, which help you protect your homes. However, there are common and standard coverages that most insurance companies typically offer when it comes to homeowners’ insurance policy.
 Having car insurance is essential because it covers your expenses in the event of vehicle damage, injuries to other drivers, passengers, or pedestrians. For many new drivers, car insurance can be confusing and expensive. You might be looking to save some money by cutting coverages, but you might want to make sure you have collision and comprehensive coverage. If you have a loan on your car, the bank will probably require it. To learn more about these coverages and their differences, read on.
 Water damage can be a big disaster that can totally damage a home. Although a home may appear fine, the mold starts to form due to water damage, making it unsafe and uninhabitable. Keep in mind that home insurance covers water damage but it is specific on its coverage.
 Age affects car insurance rates. When you’re young, you’re often charged with high premiums (for a reason, of course!) The good news is that it goes down with age. But unfortunately, it goes up again in the later years. Here’s why!
 Owning a home can be fun until something unfortunate happens to your property. Making a claim on your home insurance can be a nightmare especially when it is denied. While most legitimate claims are settled, there are many that are rejected. Here are some helpful tips for receiving full compensation for your home insurance claims.
 We came across this recent article in The Palm Beach Post about how credit scores can affect insurance rates and it’s definitely true. And that’s regardless of how good a driver you are or how clean your record is. An average car insurance premium can easily double or triple based on poor credit.
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