Robert Nichols Insurance Group, Inc.
  • Home
  • Quotes
    • Auto Quote
    • Homeowner Quote
    • Life Quote
    • Business Quote
    • Health Quote
    • Boatowner Quote
    • Umbrella Quote
    • Condo Quote
    • Flood Quote
    • Renters Quote
    • Motorcycle Quote
    • Disability Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Auto Insurance >
      • Roadside Assistance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
    • Life Insurance >
      • Final Expense Insurance
    • Health Insurance >
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Business Insurance >
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Annuities
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
    • Disability Insurance
    • Pet Health Insurance
    • Aviation Insurance
    • Travel Insurance
  • Blog
  • About
    • Agency Staff
    • Insurance Carriers
    • Client Testimonials
    • Accessibility Statement
    • Refer a Friend
    • Helpful Links
    • Reviews
    • News
    • Videos
  • Contact
  • Quick Quote
  • Home
  • Quotes
    • Auto Quote
    • Homeowner Quote
    • Life Quote
    • Business Quote
    • Health Quote
    • Boatowner Quote
    • Umbrella Quote
    • Condo Quote
    • Flood Quote
    • Renters Quote
    • Motorcycle Quote
    • Disability Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Auto Insurance >
      • Roadside Assistance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
    • Life Insurance >
      • Final Expense Insurance
    • Health Insurance >
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Business Insurance >
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Annuities
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
    • Disability Insurance
    • Pet Health Insurance
    • Aviation Insurance
    • Travel Insurance
  • Blog
  • About
    • Agency Staff
    • Insurance Carriers
    • Client Testimonials
    • Accessibility Statement
    • Refer a Friend
    • Helpful Links
    • Reviews
    • News
    • Videos
  • Contact
  • Quick Quote

4 Insurance Coverage Must-Haves for First-Time Homeowners

3/1/2020

0 Comments

 
Picture
​When you purchase a house for the first time, you have the option to get a home insurance policy for it. Some people often ignore getting one because of its costs. However, getting a home insurance policy is crucial because you never know when a disaster will strike. If it does strike, repairing your home and replacing the damages can be costly. 

But, what should you look for in a home insurance policy? Here are the 4 must-haves that your home insurance must-have if you are a first-time homeowner:
Home Structure Coverage
This coverage covers all the expenses you need to pay to rebuild or restore your home after an insured disaster. There are some disasters that won’t be covered, such as earthquakes and floods. Some companies include outdoor structures like gazebos and garages as part of this coverage. 

Personal Item Coverage
If your home gets robbed or destroyed by insured disasters, you will need to replace all your personal items. Insurance agencies often provide 50 to 70 percent of the insurance’s total amount to help you replace them. If your personal possessions are not in your home, you can include an off-premises coverage for them. However, there will be some limits for this coverage, especially if the items in question are jewelry. 

Liability Coverage
If policyholders and their families cause liabilities such as injury or property damage, liability coverage is important. This will pay for the legal expenses of the policyholder and court awards so long as it is within the policy’s limits. This coverage can be used worldwide, not just for your home. Liability coverage often starts from $100,000 depending on what it will cover. Policyholders can avail of excess liability policy or higher liability limits if they wish for further coverage. 

Additional Living Expense Coverage
While your home is being rebuilt due to insured disasters, you need money to pay for your temporary living situation. This coverage should cover expenses like hotel bills, meals and everything else you need to pay for while waiting. Companies vary when it comes to what is included in this coverage. 

At Robert Nichols Insurance Group, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (561) 406-6153. You can also request a free quote by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (561) 406-6153
    1557 Park Ln S Ste 102
    Jupiter, FL 33458
    Click Here to Email Us

    Archives

    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015

    Categories

    All
    Auto
    Auto Insurance
    Best Of Florida
    Flood Insurance
    Florida State Univeristy Alumni Owned Business
    Home Insurance
    Life Insurance
    Proud Honoree Seminole 100
    Renters' Insurance
    Roadside Assistance
    RV Insurance
    Safety
    Vehicle
    Winner
    Workers' Compensation Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Privacy Policy
Insurance Products
Contact Us
Agent Login

Social Media

Facebook
Twitter
LinkedIn
Google
YouTube
​
Pinterest

Contact Us

Robert Nichols Insurance Group
1557 Park Ln S Ste 102
Jupiter, FL 33458
(561) 406-6153
Click Here to Email Us
Review Us

Jupiter, FL Location

Website by InsuranceSplash