The answer is yes, depending on the policy coverage. If your car is caught in a tornado, extensive auto insurance will protect you financially. On the other hand, comprehensive insurance is optional to your policy.
How To Know What Tornado Damage Insurance You Need?
Are you concerned about tornado damage and claims caused by spring storm conditions, including rain, windstorms, or hail?
Examine your standard home and auto insurance policies, including basic provisions for tornadoes and other weather-related risks. Comprehensive coverage is the only type of car insurance that typically covers tornado damage.
What Is A Comprehensive Insurance Plan?
Comprehensive insurance pays to fix or replace your vehicle if it is lost or damaged in an incident other than a collision. Comprehensive coverage, also known as "other than collision" coverage, includes damage caused by vandalism, fire, or falling objects such as a tree or hail.
Comprehensive coverage may also pay to repair or replace a damaged windshield caused by a fallen tree branch or structural repair damage to a car caused by a total collapsed garage.
Tornado Types Covered By Comprehensive Insurance Policy
Tornadoes are capable of filling automobiles with debris, flipping them over, picking them up, and dropping them somewhere else. Your automobile might be seriously damaged if you park it near anything that could go airborne during a tornado, such as trees, lawn furniture, or gravel.
Tornado-producing spinning supercell thunderstorms produce catastrophic hail, heavy rain, and toppled power lines, all of which can cause further damage.
What Is A Liability Coverage Plan?
Liability coverage is to compensate you for property damage and bodily harm caused by the accident in which you were at fault.
Liability Insurance Is Divided Into Two Parts:
After your insurance deductible is met, you will be compensated for any damage caused by a tornado to your vehicle if you have comprehensive insurance as part of your car insurance policy. If there are reports of an impending storm or if violent weather is common in your area, certain precautions will help protect your vehicle.
At Robert Nichols Insurance Group, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (561) 406-6153 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.
Robert Nichols Insurance Group
1557 Park Ln S Ste 102
Jupiter, FL 33458
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