United Marine Underwriters is focused on providing you with the information you need to make wise consumer choices for your particular watercraft insurance needs. Our team of specialists knows about boats, boat motors, and the boat trailers used for transporting them. Because of our extensive knowledge and background in the boating insurance industry, we are the perfect partner to help you choose the best insurance for your needs.
Our boat insurance coverage, policies and service, as well as the level of commitment we offer our customers, is what makes us the best choice for boaters and your marine insurance needs
We are committed to providing policyholders with exceptional service. Our policyholders have the ability to log into mySouthernOak where they can manage their policies, choose electronic delivery of documents, and make payments at their convenience, anytime day or night.
Southern Oak believes that operating a business in Florida is more than just providing services. Southern Oak is an active member of the Florida community while also partnering with many Florida charities.
Southern Oak provides homeowners coverage through a statewide network of independent agents. Additionally, our extensive network of experienced claims professionals ensures that Southern Oak Insurance will be there when you need us most.
Southern Oak Insurance Company has been assigned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc. Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a FSR of A possess exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level. Our financial position is furthered strengthened by reinsurance companies approved by the Florida Department of Insurance, and with an A.M. Best Financial Strength Rating between “A-“ and “A++”.